Blog
RBI Cuts Repo Rate: What the Move Means for Your Fixed Deposits
The Reserve Bank of India (RBI) has reduced the repo rate by 25 basis points to 5.25 percent, marking the fourth rate cut since February. While the move is aimed at supporting economic activity, it has direct implications for depositors, particularly those who depend...
MahaRERA’s New Compensation Recovery SOP: What Homebuyers and Developers Need to Know
The Maharashtra Real Estate Regulatory Authority (MahaRERA) has issued a new standard operating procedure (SOP) to streamline how compensation is recovered from developers who fail to comply with orders. The SOP follows directions from the Bombay High Court and...
Rising Medical Costs? How Persons with Disabilities Can Build a Strong Financial Safety Net
Financial planning for persons with disabilities requires additional structure and foresight. Higher medical expenses, recurring assistive-care costs and long-term support needs mean households must build stronger buffers and adopt more conservative planning...
Selling Inherited Gold: Will It Trigger Tax Scrutiny and How Are Gains Taxed?
When a family discovers gold jewellery in a parent’s locker after their passing, the first concerns usually relate to tax implications, documentation and whether selling the jewellery could lead to scrutiny. For most taxpayers, the key considerations are the...
ITR Refund Delay in FY25: What Taxpayers Should Know and Do
Many taxpayers have not yet received their Income Tax Return (ITR) refunds for FY 2024–25 (AY 2025–26), and delays are more common this year. While smaller refunds may get processed sooner, larger refunds are undergoing additional checks, especially where...
Struggling With Rising Costs?
7 Practical Ways to Reduce Debt and Strengthen Your Finances 1/7 Managing rising living costs With expenses increasing across categories, disciplined money management has become essential. Tracking spending, reviewing monthly commitments and planning ahead can help...
Insurance Amendment Bill 2025: What the Proposed Overhaul Means for Insurers and Policyholders
The government is expected to table the Insurance Laws (Amendment) Bill 2025 in the Winter Session of Parliament from 1-19 December. If passed, it will mark one of the most extensive updates to India’s insurance framework in over a decade. The Bill proposes amendments...
How to Check Your Income Tax Refund Status Using Your PAN
Many taxpayers are facing delays in receiving their Income Tax Return (ITR) refunds this year. The Income Tax Department allows individuals to track their refund status online using their PAN, either through the e-filing portal or the TIN-NSDL website. Understanding...
How the New Labour Codes Strengthen Workplace Rights for Women
The Government of India has notified that all four labour codes - the Code on Wages (2019), Industrial Relations Code (2020), Code on Social Security (2020), and the Occupational Safety, Health and Working Conditions (OSHWC) Code (2020) - will come into force from 21...
India to Introduce New GDP Base-Year Series in February 2026
MoSPI releases methodology paper, seeks stakeholder feedback The Ministry of Statistics and Programme Implementation (MoSPI) has released the first discussion paper on India’s upcoming GDP base-year revision, ahead of the launch of the new national accounts series...