Blog
EPF Compliance After the New Labour Code: Why Employers Are Facing Dual Wage Rules
India’s new labour codes came into force on 21 November, restructuring the country’s social-security framework. Gratuity, ESI, maternity benefits, and several retirement-linked provisions now operate under the Social Security Code, while the Code on Wages mandates a...
Rupee at 90 Isn’t a Crisis: What Clients Should Know
The recent movement of the rupee past 90 against the dollar has created some anxiety, but current macroeconomic conditions suggest this depreciation is neither unusual nor harmful. With inflation low and global oil prices soft, the currency’s adjustment is unlikely to...
RBI Cuts Repo Rate: What the Move Means for Your Fixed Deposits
The Reserve Bank of India (RBI) has reduced the repo rate by 25 basis points to 5.25 percent, marking the fourth rate cut since February. While the move is aimed at supporting economic activity, it has direct implications for depositors, particularly those who depend...
MahaRERA’s New Compensation Recovery SOP: What Homebuyers and Developers Need to Know
The Maharashtra Real Estate Regulatory Authority (MahaRERA) has issued a new standard operating procedure (SOP) to streamline how compensation is recovered from developers who fail to comply with orders. The SOP follows directions from the Bombay High Court and...
Rising Medical Costs? How Persons with Disabilities Can Build a Strong Financial Safety Net
Financial planning for persons with disabilities requires additional structure and foresight. Higher medical expenses, recurring assistive-care costs and long-term support needs mean households must build stronger buffers and adopt more conservative planning...
Selling Inherited Gold: Will It Trigger Tax Scrutiny and How Are Gains Taxed?
When a family discovers gold jewellery in a parent’s locker after their passing, the first concerns usually relate to tax implications, documentation and whether selling the jewellery could lead to scrutiny. For most taxpayers, the key considerations are the...
ITR Refund Delay in FY25: What Taxpayers Should Know and Do
Many taxpayers have not yet received their Income Tax Return (ITR) refunds for FY 2024–25 (AY 2025–26), and delays are more common this year. While smaller refunds may get processed sooner, larger refunds are undergoing additional checks, especially where...
Struggling With Rising Costs?
7 Practical Ways to Reduce Debt and Strengthen Your Finances 1/7 Managing rising living costs With expenses increasing across categories, disciplined money management has become essential. Tracking spending, reviewing monthly commitments and planning ahead can help...
Insurance Amendment Bill 2025: What the Proposed Overhaul Means for Insurers and Policyholders
The government is expected to table the Insurance Laws (Amendment) Bill 2025 in the Winter Session of Parliament from 1-19 December. If passed, it will mark one of the most extensive updates to India’s insurance framework in over a decade. The Bill proposes amendments...
How to Check Your Income Tax Refund Status Using Your PAN
Many taxpayers are facing delays in receiving their Income Tax Return (ITR) refunds this year. The Income Tax Department allows individuals to track their refund status online using their PAN, either through the e-filing portal or the TIN-NSDL website. Understanding...