As the financial year moves toward its final days, many salaried individuals begin reviewing their tax-saving investments. Most people are familiar with the usual options, insurance policies, ELSS funds, PPF or home loan deductions under Section 80C.
But there is one retirement product that quietly offers something more.
The National Pension System, or NPS, allows…
Retirement planning under the National Pension System (NPS) has undergone a significant shift in 2025. The Pension Fund Regulatory and Development Authority (PFRDA) has amended exit and withdrawal norms, introducing greater flexibility for subscribers while reducing the extent of mandatory annuitisation.
These changes materially affect how retirement corpus can be accessed, deployed, and managed post-retirement,…
The pension regulator PFRDA has notified the National Pension System Exits and Withdrawals Amendment Regulations, 2025, effective from 2025. The changes apply to non government NPS subscribers, including those under the All Citizen Model and Corporate NPS.
The biggest shift is this. At exit, subscribers can now withdraw up to 80 percent of their accumulated…

