RBI Archives - S.K.M. & Co

RBI Proposes New Customer Protection Rules for Digital Banking Fraud

UpdatesMarch 7, 20264KViews 0Likes 0Comments

Digital payments have become the backbone of everyday financial activity in India. UPI transfers, mobile banking, card payments and internet banking now handle millions of transactions daily. While this shift has made payments faster and more convenient, it has also increased the exposure of individuals and businesses to digital fraud. Recognising this risk, the Reserve…

When Credit Becomes Instant: Do Quick Loan Platforms Offer Convenience or Create New Pitfalls?

UpdatesFebruary 27, 20261KViews 0Likes 0Comments

Digital payments have changed how people manage money in India. After getting used to groceries and meals arriving within minutes, many borrowers now expect the same speed from lenders, and the loan industry has adapted quickly. Messages offering “instant credit” often appear as soon as someone checks their phone. Several apps promise approval in minutes…

Forex Transactions to Become Smoother? RBI’s Draft Proposal Hints at Policy Shift

UpdatesFebruary 18, 2026344Views 0Likes 0Comments

Forex transactions in India may soon become more flexible, as the Reserve Bank of India (RBI) has issued draft directions proposing wider operational freedom for authorised participants in the forex market. The proposed changes are designed to simplify how banks and standalone primary dealers hedge risks, manage their balance sheets and carry out market-making activities.…

₹500 currency notes remain valid: Clarifying rumours on ATM withdrawal and demonetisation

UpdatesJanuary 3, 20261KViews 0Likes 0Comments

In recent weeks, messages circulating on social media have claimed that the Reserve Bank of India (RBI) will stop dispensing ₹500 notes from ATMs, or discontinue their circulation altogether, by March 2026. These claims have led to avoidable concern among the public. The government has formally clarified that no such decision has been taken. The…

RBI Cuts Repo Rate: What the Move Means for Your Fixed Deposits

UpdatesDecember 5, 2025224Views 0Likes 0Comments

The Reserve Bank of India (RBI) has reduced the repo rate by 25 basis points to 5.25 percent, marking the fourth rate cut since February. While the move is aimed at supporting economic activity, it has direct implications for depositors, particularly those who depend on fixed deposits (FDs) for steady income. How the rate cut…

RBI’s Bold Rate Cuts: A Timely Push for a Progressive Indian Economy

UpdatesJune 9, 2025120Views 0Likes 0Comments

In a move that could define the economic tone for the rest of 2025, the Reserve Bank of India (RBI) has frontloaded a hefty 50-basis-point repo rate cut - its third straight reduction - signaling that growth is now the top priority. With inflation under control and global headwinds easing, this feels like a moment…

RBI’s New Guidelines on Dormant Accounts and KYC: Easier Access and Customer-Friendly Reforms

UpdatesMay 26, 2025720Views 0Likes 0Comments

The Reserve Bank of India (RBI) has issued two important draft circulars on 23rd May 2025, these draft circulars aim to improve customer convenience in managing dormant accounts and updating Know Your Customer (KYC) details. These revisions mark a major step forward in inclusive banking, especially for rural populations and Direct Benefit Transfer (DBT) beneficiaries.…

RBI Proposes New Customer Protection Rules for Digital Banking Fraud

When Credit Becomes Instant: Do Quick Loan Platforms Offer Convenience or Create New Pitfalls?

Forex Transactions to Become Smoother? RBI’s Draft Proposal Hints at Policy Shift

₹500 currency notes remain valid: Clarifying rumours on ATM withdrawal and demonetisation

RBI Cuts Repo Rate: What the Move Means for Your Fixed Deposits

RBI’s Bold Rate Cuts: A Timely Push for a Progressive Indian Economy

RBI’s New Guidelines on Dormant Accounts and KYC: Easier Access and Customer-Friendly Reforms

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